Inherited house, divorce, or bankruptcy with a mortgage
Can heirs keep paying an inherited mortgage?
Federal law generally lets certain heirs take over a loan without triggering the due-on-sale clause. Contact the servicer and ask about successor-in-interest status.
How do divorce or bankruptcy affect a sale?
A divorce decree or a bankruptcy case can limit who may sell and when. A bankruptcy filing triggers an automatic stay, and court approval may be required, so involve the attorneys on those cases.
Educational information only. Not legal advice, and no outcome is promised. Laws change, so consult a licensed Texas attorney or HUD-approved housing counselor.